Everyday steps work out of the box. Checks and payments run through provider accounts you own. And because every process is a structured definition, CONSEN can grow with the systems you already use.
You keep the contract and the relationship with each provider. CONSEN never becomes the merchant or the party that verifies your business.
Built into CONSEN. No third party, nothing extra to sign.
Acceptance is recorded with the time, IP address and the version of the terms.
Required uploads with file-type rules, reviewed by your staff.
Typed name, time, IP and a SHA-256 fingerprint of the agreement and the answers.
Branch on answers and score applications into outcomes.
Approve, decline or request changes, with comments the applicant sees.
Notifications to applicants and staff, sent with your workspace branding.
Your logo, colour and offerings at yourname.consen.co.
Applicants confirm their email, then apply. You choose how long applications are kept.
Steps that need a specialist provider run through your own provider accounts.
You contract with the provider and complete its own business verification (KYB). The relationship stays yours.
Our team sets up the connection with you during onboarding.
Payments go through your own payment account. CONSEN never handles card data.
CONSEN passes a provider only the data its step needs, and stores the result on the application.
Until a provider is connected, its steps run in test mode with simulated results, so you can design and try the whole flow first.
You open an account with the provider that suits your market and complete its business verification (KYB). The contract is between you and the provider.
During onboarding our team links the provider to your workspace only. Provider keys are stored encrypted and never sent to the browser.
Until the connection is live, check steps return simulated results, so you can test every branch of your workflow without real data.
Each check receives only the data it needs. The outcome is stored on the application and recorded in its history for your reviewers.
Every form, application and workflow in CONSEN is a structured JSON definition. A complete application process can be defined end to end from a template, a description or a JSON payload, and the same API the designer uses creates and runs it.
Rules are data the engine reads, never code it runs
Each application keeps the definition it started with
New combinations of steps without new software
{
"version": 2,
"start": "start",
"nodes": {
"start": { "type": "startNode" },
"consent": { "type": "tncNode", "label": "Consent" },
"details": { "type": "applicationNode", "label": "Your details",
"config": { "answersKey": "card" } },
"idv": { "type": "verifyNode", "label": "Identity check" },
"credit": { "type": "screeningNode", "label": "Credit check",
"config": { "kind": "credit" } },
"instant": { "type": "conditionNode", "label": "Instant decision",
"config": { "rules": [{ "branch": "instant", "when": { "all": [
{ "field": "card.annual_income", "op": ">=", "value": 50000 },
{ "field": "steps.credit.result.score", "op": ">=", "value": 720 }
] } }] } },
"review": { "type": "reviewNode", "label": "Credit review" },
"sign": { "type": "esignNode", "label": "Cardholder agreement" }
},
"edges": [
{ "from": "idv", "to": "credit", "branch": "pass" },
{ "from": "idv", "to": "review", "branch": "refer" },
{ "from": "instant", "to": "sign", "branch": "instant" },
{ "from": "instant", "to": "review", "branch": null }
]
}What is available today, and what we build with you when you need it.
Forms, applications, workflows and offerings are structured definitions, not screens built by hand.
The visual designer uses the same API that can create and run everything. Our demo workspaces were created entirely through it.
API keys and documentation for your developers, so you can create applications or read results from your own tools.
Deliver answers and files as JSON to your servers or other software, and notify them when an application changes status.
The AI-assisted designer turns a plain description of your process into a draft application and workflow. It is a starting point you review and edit in the designer, not a finished process, and it is improving over time.
"Rental application: applicant details and income, pay stubs and ID, a background check, a $50 fee, then manager review and the lease."
You getA draft form with suggested fields, document requests and a workflow with those steps, ready to check and adjust in the visual designer before you publish.
Each workspace is isolated, data is encrypted in transit and at rest, staff access is role-based and invite-only, and every action is in the history.
How we protect dataWe set up your workspace and build the first application with you during onboarding. After that your team changes forms and rules itself, without code.
See the productBuilt-in steps need no third party. ID, credit and AML checks and payments connect to your own provider accounts. Sending data to your own systems is scoped with you.
Integrations and APIThere are three plans. We send a quote after a short call about your process and volume, so you pay for what you need.
Compare plansTell us which providers and systems you use. We will tell you plainly what works today, what we connect during onboarding and what we would scope with you.